10625 RESTORATION TERRACE, BRADENTON, FL, 34212
Active1 days on marketListed Aug 5, 2026MLS #A4702048
Come see it
Upcoming open house
Sun, Aug 9
1:00 PM – 4:00 PM
About this home
10625 RESTORATION TERRACE
Few homes capture the day quite like this one. The north-facing lanai frames soft morning sunrises and warm sunsets while its orientation naturally provides both sunny and shady spots simultaneously throughout the entire day. Step through the pocket sliders onto the covered lanai to a private, heated pool with an integrated cleaning system, overlooking the lake with clear sightlines to the par-three fourth green — the perfect backdrop for a quiet moment or grilling dinner for friends and family. All high-cost structural and mechanical updates are complete in this solid Waterlefe Golf & River Club residence, featuring a new roof (2024), two new HVAC systems (2025), and a new pool cage screen enclosure and pool surface - plus an expanded paver driveway. Located in a premier guard-gated community, this property offers a reliable structural foundation, allowing you to focus your attention entirely on making this house your own home. Double entry doors open into a bright, wide-set floor plan built with coffered ceilings, crown molding, window fashions framing the front of the home, and a dedicated home office alongside an independent formal dining room. The kitchen and family room layout provides an open footprint for daily living or entertaining, while the split floor plan positions the primary suite on its own side of the house with direct lanai access. Curb appeal enhanced by a side load 3-car garage with epoxy flooring and an expanded paver driveway anchor the curb appeal along with the extensive landscape lighting. Living in Waterlefe provides access to premium resort amenities, including a championship golf course along the Manatee River that has hosted eight Local US Open qualifiers, a recently remodeled golf clubhouse, and the community-owned River Club featuring waterfront dining, fitness training, and a resort-style pool located on the Southern Shores of the Manatee River, plus an optional on-site marina offering direct deep-water access to the Manatee River and Gulf of Mexico. The Waterlefe HOA includes a comprehensive Cable TV/WiFi package from Spectrum along with Social Membership to The River Club at Waterlefe. Take a look and you'll know why this is the place for you to come start living the #lefelife today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,085
Sqft
0.35 ac
Lot size
3
Garage
2002
Year built
One
Levels
$363
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,837 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,837/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.4%
$/sqft vs Bradenton actives
$363 vs $246
Days on market
1 vs 55 typical
Where $363/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterlefe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Waterlefe — neighborhood snapshot
Population
981
Median age
67
Median home value
$470,200
Avg household
2
Households w/ children
19%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 170% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10625 RESTORATION TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,260,000
10816 WINDING STREAM WAY · same community
3 bd · 3 ba · 3,052 sqft · $413/sqft · 75 DOM
Sold · Jul ’26$1,040,000
10908 WINDING STREAM WAY · same community
3 bd · 3 ba · 3,044 sqft · $342/sqft · 108 DOM
Sold · Apr ’26$960,000
1045 FISH HOOK COVE · same community
3 bd · 3.5 ba · 3,240 sqft · $296/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10625 RESTORATION TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10625 RESTORATION TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
10625 RESTORATION TERRACE FAQs
What would the monthly payment be for 10625 RESTORATION TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,837/mo — principal and interest, the actual property-tax bill, the $345/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10625 RESTORATION TERRACE?+
The association fee works out to $345 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10625 RESTORATION TERRACE?+
The most recent tax bill on record (2025) was $10,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10625 RESTORATION TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,120,000, this home is listed about 187% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10625 RESTORATION TERRACE?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,120,000 runs 170% above the BRADENTON 34212 median — but at 3,085 sqft it's also nearly twice the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Bradenton market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steve Slocum. MLS #A4702048.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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