Kat Bonelli

561 GULF BAY ROAD, LONGBOAT KEY, FL, 34228

Active2 days on marketListed Aug 4, 2026MLS #A4701851

BAILEY-DOBSON

About this home

561 GULF BAY ROAD

Create your custom coastal retreat or bring the seller’s thoughtfully prepared plans to life at 561 Gulf Bay Road. This rare 9,990-square-foot vacant homesite is ideally located in the heart of Longboat Key, between the charm of Anna Maria Island and the sophistication of St. Armands Circle. Bordering the 32-acre Joan M. Durante Community Park, the property offers exceptional privacy, peaceful natural surroundings, and convenient access to scenic walking trails, a picnic pavilion, and picturesque views of Sarasota Bay and the Sarasota skyline. Imagine watching eagles, ospreys, and other native wildlife from your future home or backyard. With no HOA or deed restrictions, you have the flexibility to personalize the available plans or design a custom residence that reflects your vision and lifestyle. The property also includes deeded beach access to a quiet stretch of white sand along the Gulf of Mexico, allowing you to enjoy the best of both Gulf and bay living. Nearby destinations include Euphemia Haye, Harry’s Continental Kitchens, boutique shopping, and a neighborhood deli, with additional dining, recreation, shopping, and entertainment available throughout Longboat Key, Anna Maria Island, and Sarasota. Underground utility improvements throughout the area are complete. Previously prepared plans for a custom single-family residence and an elevation study are available upon request, providing an excellent starting point for your future island home. Buyers should independently verify current building requirements and property suitability. This is a special opportunity to build in one of Longboat Key’s most naturally beautiful and desirable locations. Schedule your private showing and begin planning your Florida coastal lifestyle. Representative Photos Added to listing showcase preliminary renderings showcasing Conditioned Square Footage of 4,936 and Unconditioned Square Footage of 4,053.

Facts & features

The home at a glance

0.23 ac

Lot size

Park/Greenbelt viewPets allowed

Inside

Outside & construction

ViewPark/Greenbelt
FacesSouth

Community & fees

Taxes (2025)$5,688/yr
PetsYes
CommunityBeach Area · Park

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,645 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$474
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,500
Interest rate6.00%
Loan term

Estimated payment

$4,645/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$474
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bailey-dobson

Map of 561 GULF BAY ROAD inside its neighborhood boundary

Get to know Longboat Key. See the full Longboat Key guide →

Bailey-dobson — neighborhood snapshot

Population

411

Median age

70

Median income

$117,267

Median home value

$652,300

Avg household

2

For the school run

Manatee County School District

HighBayshore High School★★★★
MiddleMartha B. King Middle School★★★★★
ElementaryAnna Maria Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$820K$1.1M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Aug 4, 2026Listed at $695,000 · 2 days on market since

Reality check

What actually sold near 561 GULF BAY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

691 GULF BAY ROADSold · May ’26

$885,000

691 GULF BAY ROAD · same community

3 bd · 2 ba · 1,581 sqft · $560/sqft · 77 DOM

540 GULF BAY ROADSold · Oct ’25

$1,850,000

540 GULF BAY ROAD · same community

3 bd · 3.5 ba · 1,880 sqft · $984/sqft · 124 DOM

4350 CHATHAM DRIVE UNIT 205Sold · May ’26

$250,000

4350 CHATHAM DRIVE UNIT 205

1 bd · 1 ba · 667 sqft · $375/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 561 GULF BAY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 561 GULF BAY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

561 GULF BAY ROAD FAQs

What would the monthly payment be for 561 GULF BAY ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,645/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 561 GULF BAY ROAD?+

The most recent tax bill on record (2025) was $5,688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 561 GULF BAY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $695,000, this home is listed about 27% below the Longboat Key median of $949,900. The market section on this page shows how the area is trending.

Which schools are assigned to 561 GULF BAY ROAD?+

Bayshore High School (high), Martha B. King Middle School (middle), Anna Maria Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$695,000 runs 10% above the LONGBOAT KEY 34228 median.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 2 days on market in a Longboat Key market that averages 95 — if it fits, move quickly.

04Strong assigned schools

Bayshore High School, Martha B. King Middle School, Anna Maria Elementary School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED SHORE LLC · Gregory Claxton, LLC. MLS #A4701851.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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