
190 MOCKINGBIRD LANE, ENGLEWOOD, FL, 34223
Active4 days on marketListed Jul 28, 2026MLS #A4701317
About this home
190 MOCKINGBIRD LANE
Under Construction. To Be Built – Luxury Coastal Contemporary Waterfront Home by Surf Shack Builders! An exceptional opportunity to own a brand-new luxury waterfront residence by Surf Shack Builders, the acclaimed custom builder renowned for creating timeless coastal homes throughout Florida's Gulf Coast. Perfectly positioned on a canal-front homesite in Englewood with a brand-new seawall already in place, this architecturally stunning residence offers the rare opportunity to personalize select finishes while construction has yet to begin. Designed by HausDesign Studio, this elevated custom home encompasses approximately 4,002 square feet of air-conditioned living space (6,493 total square feet) with 4 bedrooms, 3 full bathrooms, 1 powder bath, private den, sitting area, two laundry rooms, a three-stop elevator, and an oversized 34-foot-deep two-car garage with extensive storage. The main living level was thoughtfully designed for entertaining, featuring an expansive open-concept floor plan with approximately 10-foot ceilings, a designer kitchen with an oversized island, walk-in pantry, coffee bar, dining area, ventless gas fireplace, and walls of PGT Low-E 366 impact-rated glass that seamlessly connect the interior to spacious covered balconies overlooking the water. Occupying its own private level, the luxurious primary retreat offers a spacious bedroom, sitting area, private den, oversized walk-in closet, spa-inspired bath, dedicated laundry room, and a covered waterfront balcony creating the ultimate owner's sanctuary. Built to today's highest coastal construction standards, the home features reinforced concrete block construction with engineered structural systems designed for 160-MPH wind loads, standing-seam metal roofing, hurricane-rated connections, impact windows and doors, elevated living spaces well above required flood elevations, Smart Vent flood protection, spray foam insulation, multi-zone HVAC, tankless water heater, Level 5 drywall finish, eight-foot solid-core doors, European-style cabinetry, stone countertops, premium flooring selections, smart home prewiring, security and CCTV provisions, and beautifully designed indoor-outdoor living spaces throughout. Outdoor living is equally impressive with plans for a resort-style Gunite pool and spa (under separate permit), multiple covered terraces, roof deck access, and an incredible waterfront setting ready for your custom dock. The new seawall provides the perfect starting point for creating your ideal boating lifestyle. Located just minutes from Manasota Key beaches, marinas, golf, waterfront dining, shopping, and Historic Dearborn Street, this is a rare opportunity to build a fully customized luxury waterfront residence with one of the Gulf Coast's premier builders. Renderings are for illustrative purposes only. Pricing is based on approved plans and specifications. Buyers may have the opportunity to customize finishes and selections with the builder. All specifications, features, dimensions, and pricing are subject to change without notice.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,002
Sqft
0.18 ac
Lot size
2
Garage
2027
Year built
Three Or More
Levels
$800
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$19,262 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,262/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$800 vs $240
Days on market
4 vs 59 typical
Where $800/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,036
Median age
67.6
Median income
$70,155
Median home value
$358,000
Avg household
1.89
Households w/ children
693
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
180 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 710% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 190 MOCKINGBIRD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,160,000
2845 N BEACH ROAD
3 bd · 3 ba · 4,000 sqft · $290/sqft · 17 DOM
Sold · Feb ’26$1,315,000
155 STANFORD DRIVE UNIT 3
3 bd · 3.5 ba · 3,250 sqft · $405/sqft · 143 DOM
Sold · Jul ’26$2,200,000
1600 NEW POINT COMFORT ROAD
5 bd · 5 ba · 3,115 sqft · $706/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 190 MOCKINGBIRD LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 190 MOCKINGBIRD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
190 MOCKINGBIRD LANE FAQs
What would the monthly payment be for 190 MOCKINGBIRD LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,262/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 190 MOCKINGBIRD LANE?+
The most recent tax bill on record (2025) was $7,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 190 MOCKINGBIRD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $3,199,999, this home is listed about 767% above the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 190 MOCKINGBIRD LANE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,199,999 runs 710% above the ENGLEWOOD 34223 median — but at 4,002 sqft it's also nearly 3 times the size of the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Englewood market that averages 59 — if it fits, move quickly.
04Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Danielle Dietrich, Pa. MLS #A4701317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 190 MOCKINGBIRD LANE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →

