Kat Bonelli
$775,0003 bd2.5 ba1,950 sqft$397 /sqft$5,281 /mo all-in ↓

260 HIDDEN BAY DRIVE UNIT 402, OSPREY, FL, 34229

Active2 days on marketListed Jul 31, 2026MLS #A4701000

WaterfrontCondominiumEDGEWATER/HIDDEN BAY BLDG B PH

About this home

260 HIDDEN BAY DRIVE UNIT 402

Semi-furnished three-bedroom, 2.5-bath unit with elevator access. This fourth-floor residence offers beautiful panoramic intracoastal water views. Centrally between historic Venice and vibrant downtown Sarasota is Edgewater at Hidden Bay, a gated, 12- acre resort-style community on the water's edge of Little Sarasota Bay in Osprey. The building is designed in the architectural style of Key West. Enjoy breathtaking sunsets from your private screened-in balcony as you look out across the bay to the barrier island of Casey Key. Inside the unit, you'll find a spacious living room and dining room featuring an open floor plan. The gourmet kitchen offers KitchenAid stainless steel appliances, quartz countertops, white shaker-style cabinetry, counter seating and plenty of storage cabinets. The primary bedroom is expansive with large walk-in closets, closet organization system and direct access to the outside balcony. Both guest bedrooms have dual purpose, as they both have built-in Murphy beds, desk workstations, plantation shutters and walk-in closets. If you're looking for a condominium with extra space for a den/office/sewing room/craft room or TV media room, this is the one that offers it all. More great features are impact-resistant windows and doors, a large laundry room with built-in cabinetry, a full-size washer and dryer, and utility sink. One assigned parking space with a large storage unit with roll down door for all your extra gear. The location is walkable to many restaurants, shopping and the post office. Bike the Legacy Trail or head to the beach that's just a few miles away. There's so much to do just minutes away.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,950

Sqft

0 ac

Lot size

1

Garage

2019

Year built

One

Levels

$397

Per sqft

WaterfrontWater viewPartiallyPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationStilt/On Piling
ViewWater
FacesEast
ParkingUnder Building
ExteriorBalcony · Irrigation System · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$7,780/yr
PetsYes
CommunityBay/Harbor Front · Fishing · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,281 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$648
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,281/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$648
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$555KedgeAI estimate $653,809 · range $578K$684K$806K

vs edgeAI estimate

+18.5%

$/sqft vs Osprey actives

$397 vs $331

Days on market

2 vs 57 typical

Where $397/sqft sits among the 90 Osprey actives

38
32 · this home
11
3
1
5
$188–313$313–439$439–565$565–690$690–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarabay Acres

Map of 260 HIDDEN BAY DRIVE UNIT 402 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Sarabay Acres — neighborhood snapshot

Population

1,075

Median age

65

Median income

$54,735

Median home value

$363,400

Avg household

2

Households w/ children

14%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

49 of 90

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $775,000 · 2 days on market since
2019Built · EDGEWATER/HIDDEN BAY BLDG B PH

Reality check

What actually sold near 260 HIDDEN BAY DRIVE UNIT 402

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1164 BEACHCOMBER COURT UNIT 19Sold · Sep ’25

$527,500

1164 BEACHCOMBER COURT UNIT 19

3 bd · 2.5 ba · 1,952 sqft · $270/sqft · 60 DOM

1303 THORNAPPLE DRIVESold · Apr ’26

$654,000

1303 THORNAPPLE DRIVE

3 bd · 2 ba · 1,929 sqft · $339/sqft · 81 DOM

1212 WINDWARD DRIVESold · Aug ’25

$645,000

1212 WINDWARD DRIVE

3 bd · 2 ba · 1,994 sqft · $323/sqft · 174 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 260 HIDDEN BAY DRIVE UNIT 402 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 260 HIDDEN BAY DRIVE UNIT 402 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

260 HIDDEN BAY DRIVE UNIT 402 FAQs

What would the monthly payment be for 260 HIDDEN BAY DRIVE UNIT 402?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 260 HIDDEN BAY DRIVE UNIT 402?+

The most recent tax bill on record (2025) was $7,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 260 HIDDEN BAY DRIVE UNIT 402?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $775,000, this home is listed about 12% above the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 260 HIDDEN BAY DRIVE UNIT 402?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$775,000 runs 55% above the OSPREY 34229 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Osprey market that averages 57 — if it fits, move quickly.

04Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Thomas Netzel. MLS #A4701000.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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