1229 N FRANKLIN STREET UNIT J, TAMPA, FL, 33602
Pending19 days on marketListed Jul 20, 2026MLS #A4700529
About this home
1229 N FRANKLIN STREET UNIT J
Historic Charm Meets Modern Luxury in Downtown Tampa’s Theatre District - Discover Unit J at 1229 N. Franklin Street — a rare 2-bedroom, 2-bathroom condominium (1,303 sq ft) in the beautifully restored Residences of Franklin Street (The Arlington), a 1910 brick landmark in the heart of the Historic Theatre District. This home seamlessly blends original 1910 craftsmanship with a complete interior rebuild completed in 2005. Soaring 12-foot ceilings, larger oversized windows, rich oak flooring, and extensive stained wood trim create an open, light-filled space with timeless character. The chef-friendly kitchen features wood cabinets, granite countertops, a large island with sink and bar seating, stainless steel appliances, and a walk-in pantry. Additional highlights include a private rooftop balcony off the master suite with stunning downtown Tampa views, generous closet space, and in-unit washer/dryer. Building amenities include secured parking, elevator access, and shared access to an impressive French Quarter style 215-foot wrought-iron balcony. The unit’s AC was replaced in 2022. Location is unmatched: Steps from the iconic Tampa Theatre, world-class dining, the Straz Performing Arts Center, Tampa Riverwalk, and the vibrant Armature Works food hall and entertainment district. Everything downtown living has to offer is within easy walking distance. Whether you seek an urban oasis, a stylish primary residence, or a premium investment property, this unique residence offers the perfect combination of historic elegance and modern convenience. Don’t miss your opportunity to own a piece of Tampa history. Important Financing Note: Important Financing Note: Due to the current owner-occupancy ratio, this condominium is classified as “non-warrantable,” as it does not meet Fannie Mae or Freddie Mac guidelines requiring over 50% owner occupation. Cash or conventional financing will be required.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,303
Sqft
0.37 ac
Lot size
1910
Year built
Two
Levels
$345
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,846 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,846/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.3%
$/sqft vs Tampa actives
$345 vs $303
Days on market
19 vs 42 typical
Where $345/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
171 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1229 N FRANKLIN STREET UNIT J
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$850,000
711 S BUNGALOW TERRACE
2 bd · 2 ba · 1,360 sqft · $625/sqft · 2 DOM
Sold · Aug ’25$420,000
501 KNIGHTS RUN AVENUE UNIT 2120
2 bd · 2 ba · 1,245 sqft · $337/sqft · 311 DOM
Sold · Jul ’26$450,000
501 KNIGHTS RUN AVENUE UNIT 1202
3 bd · 2 ba · 1,378 sqft · $327/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1229 N FRANKLIN STREET UNIT J — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1229 N FRANKLIN STREET UNIT J — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1229 N FRANKLIN STREET UNIT J FAQs
What would the monthly payment be for 1229 N FRANKLIN STREET UNIT J?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,846/mo — principal and interest, the actual property-tax bill, the $477/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1229 N FRANKLIN STREET UNIT J?+
The association fee works out to $477 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1229 N FRANKLIN STREET UNIT J?+
The most recent tax bill on record (2025) was $4,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1229 N FRANKLIN STREET UNIT J?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $449,500, this home is priced right at the Tampa median.
Which schools are assigned to 1229 N FRANKLIN STREET UNIT J?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4700529.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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