595 PINE STREET, SAFETY HARBOR, FL, 34695
Active7 days on marketListed Jul 17, 2026MLS #A4700308
Come see it
Upcoming open house
Sun, Jul 26
12:00 PM – 1:30 PM
About this home
595 PINE STREET
Completely renovated from top to bottom, this stunning block home with fully fenced in backyard offers the perfect combination of modern style and long-term peace of mind. Every major improvement has been completed through a fully permitted renovation, including a new roof, complete electrical rewire, new windows, new HVAC system, new ductwork, and numerous additional upgrades throughout the home. The thoughtfully updated interior features a bright, open layout with quality finishes, creating a truly move-in-ready home where everything has already been done for you. Located in Flood Zone X, flood insurance is typically not required by lenders. Beyond the home itself, you’ll love the unbeatable location. Situated just 5 minutes from charming Downtown Safety Harbor, you’ll have easy access to award-winning restaurants, local boutiques, waterfront parks, the Safety Harbor Marina, year-round festivals, and the world-renowned Safety Harbor Resort & Spa. With convenient access to Tampa, Clearwater, beautiful Gulf beaches, and both Tampa International and St. Pete-Clearwater airports, this home offers the perfect blend of small-town charm and everyday convenience. Some photos have been virtually enhanced using AI for illustrative purposes only.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,144
Sqft
0.17 ac
Lot size
1960
Year built
One
Levels
$392
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,021 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,021/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.9%
$/sqft vs UNPLATTED
$392 vs $312
Days on market
7 vs 55 typical
Where $392/sqft sits among the 162 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$508K → $630K
Safety Harbor median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
75 of 162
UNPLATTED have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 595 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$265,000
3616 NICHOLS ROAD · same community
3 bd · 2 ba · 1,152 sqft · $230/sqft · 28 DOM
Sold · Dec ’25$260,000
9503 WILLIAMS ROAD · same community
3 bd · 2 ba · 1,152 sqft · $226/sqft · 1 DOM
Sold · Dec ’25$395,000
2803 GULF CITY ROAD · same community
3 bd · 2 ba · 1,124 sqft · $351/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 595 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 595 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
595 PINE STREET FAQs
What would the monthly payment be for 595 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,021/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 595 PINE STREET?+
The most recent tax bill on record (2025) was $233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Safety Harbor?+
At $449,000, this home is listed about 19% below the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.
Which schools are assigned to 595 PINE STREET?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$449,000 is 9% below the SAFETY HARBOR 34695 median of $492,400, and at $392/sqft it sits under the Safety Harbor average of $403.
02Fresh on the market
Only 7 days on market in a Safety Harbor market that averages 55 — if it fits, move quickly.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · James Hogan. MLS #A4700308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Safety Harbor homes, in your inbox
Like 595 PINE STREET but not quite? A daily digest of every new listing in Safety Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →