1865 NE CROSS AVENUE, ARCADIA, FL, 34266
Active12 days on marketListed Jul 23, 2026MLS #A4700291
About this home
1865 NE CROSS AVENUE
5 Acres of Natural Beauty in Arcadia – Your Dream Home Awaits! Discover this stunning 5-acre lot at 1865 NE Cross, Arcadia, FL — a rare opportunity to build the home you've always dreamed of, surrounded by nature. This picturesque property is filled with beautiful mature trees, offering privacy, shade, and serene views throughout. Portions of the lot include wetland areas, adding to the natural charm and wildlife appeal of the setting. Whether you're envisioning a peaceful homestead, a private retreat, or your forever home, this spacious parcel offers the perfect blank canvas. Don't miss your chance to own a piece of Florida's natural beauty — schedule your showing today!
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,488 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,488/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$260K → $192K
Arcadia median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 1865 NE CROSS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$75,000
1429 NE CHILDRESS AVENUE
3 bd · 2 ba · 1,196 sqft · $63/sqft · 18 DOM
Sold · Jul ’26$150,000
1326 NE FORREST AVENUE
4 bd · 2 ba · 1,530 sqft · $98/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1865 NE CROSS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1865 NE CROSS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1865 NE CROSS AVENUE FAQs
What would the monthly payment be for 1865 NE CROSS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1865 NE CROSS AVENUE?+
The most recent tax bill on record (2025) was $821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $199,000, this home is listed about 46% below the Arcadia median of $369,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1865 NE CROSS AVENUE?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RMZ REALTY INC. · Oralia Ramirez. MLS #A4700291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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