Kat Bonelli
$229,9002 bd2 ba1,236 sqft$186 /sqft$1,934 /mo all-in ↓

5530 37TH STREET E, BRADENTON, FL, 34203

Active3 days on marketListed Jul 17, 2026MLS #A4700271

Priced 4% below the BRADENTON 34203 medianVillaGARDEN LAKES COURTYARD PH 2 AMD

About this home

5530 37TH STREET E

Welcome to easy, maintenance-free living in the highly sought-after 55+ community of Garden Lakes Courtyard! This inviting one-story villa offers the perfect combination of comfort, convenience, and an active Florida lifestyle. Inside, you'll find an open, light-filled floor plan with soaring vaulted ceilings, a skylight, and attractive laminate plank flooring throughout the main living areas for easy everyday living. The spacious living and dining areas flow seamlessly into the kitchen, creating a comfortable space for entertaining family and friends. The generously sized primary suite offers abundant closet space, while the updated bathrooms add a fresh, modern touch. One of the home's standout features is the walk-in jetted therapeutic tub, providing comfort, safety, and a spa-like retreat at the end of the day. Storage is exceptional, with multiple closets throughout the home, including a large walk-in closet in the primary suite. Step outside to your private screened courtyard patio, perfect for enjoying your morning coffee, relaxing with a good book, or dining outdoors in Florida's beautiful weather. A covered two-car carport is conveniently located just outside your door. Garden Lakes is known for its beautifully maintained grounds and vibrant social atmosphere. Residents enjoy a heated community pool, clubhouse, fitness center, tennis and pickleball courts, shuffleboard, scenic walking paths, and an active calendar of clubs and social events. The association also covers many exterior maintenance items, allowing you to spend less time on chores and more time enjoying life. Ideally located just minutes from UTC, shopping, restaurants, medical facilities, I-75, Sarasota-Bradenton International Airport, and the Gulf Coast's world-famous beaches, this villa offers the carefree Florida lifestyle you've been waiting for.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,236

Sqft

0 ac

Lot size

1987

Year built

One

Levels

$186

Per sqft

55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen · Inside · Laundry Closet · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ParkingCovered · Off Street
ExteriorAwning(s) · Courtyard · Shade Shutter(s)

Community & fees

HOA fee$104/mo
Taxes (2025)$2,576/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,934 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$215
HOA fee — from the listing$104
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,934/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$215
HOA / condo fee$104
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$221KedgeAI estimate $239,167 · range $232K$258K$268K

vs edgeAI estimate

−3.9%

$/sqft vs Bradenton actives

$186 vs $238

Days on market

3 vs 53 typical

Where $186/sqft sits among the 400 Bradenton actives

103
100 · this home
91
40
27
39
$122–181$181–239$239–297$297–356$356–414$414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Garen Lakes

Map of 5530 37TH STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)63 min

Get to know Bradenton. See the full Bradenton guide →

Garen Lakes — neighborhood snapshot

Population

541

Median age

59

Median income

$83,313

Median home value

$365,200

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

HighBraden River High School★★★★★
ElementaryMarjorie G. Kinnan Elementary School★★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

191 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $229,900 · 3 days on market since
1987Built · GARDEN LAKES COURTYARD PH 2 AMD

Reality check

What actually sold near 5530 37TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3567 65TH AVENUE CIRCLE ESold · Apr ’26

$395,000

3567 65TH AVENUE CIRCLE E

3 bd · 2 ba · 1,217 sqft · $325/sqft · 12 DOM

6511 PINE BREEZE RUNSold · Mar ’26

$315,000

6511 PINE BREEZE RUN

2 bd · 2 ba · 1,258 sqft · $250/sqft · 95 DOM

6456 AUTUMN WOODS WAYSold · Sep ’25

$377,450

6456 AUTUMN WOODS WAY

2 bd · 2 ba · 1,258 sqft · $300/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5530 37TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5530 37TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

5530 37TH STREET E FAQs

What would the monthly payment be for 5530 37TH STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,934/mo — principal and interest, the actual property-tax bill, the $104/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5530 37TH STREET E?+

The association fee works out to $104 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5530 37TH STREET E?+

The most recent tax bill on record (2025) was $2,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5530 37TH STREET E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $229,900, this home is listed about 42% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 5530 37TH STREET E?+

Braden River High School (high), Marjorie G. Kinnan Elementary School (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Jennifer Scott, LLC. MLS #A4700271.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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