5021 20TH STREET CT E, BRADENTON, FL, 34203
Active1 days on marketListed Jul 23, 2026MLS #A4699789
About this home
5021 20TH STREET CT E
Welcome to this rare and beautifully renovated 1921 Oneco Gardens bungalow in Bradenton! Blending timeless historic charm with modern updates, this inviting three-bedroom, two-bath home offers comfortable Florida living with a move-in-ready feel. Step inside to an open-concept floor plan featuring modern wood-look tile flooring, neutral gray paint, and recessed lighting throughout. The spacious living and dining areas flow seamlessly into the renovated kitchen, complete with shaker-style cabinetry, granite countertops, and stainless-steel appliances. A large pass-through window connects the kitchen to the dining area and could easily be transformed into a convenient breakfast bar. Both bathrooms have been thoughtfully updated with modern finishes. A separate interior laundry area with washer and dryer is conveniently located just off the kitchen. Step outside to enjoy Florida's beautiful weather from the paver deck overlooking the oversized, fully fenced lot. With plenty of room for a pool, plus a large detached shed ideal for a workshop, hobby space, or additional storage, the outdoor possibilities are endless. Additional features include a durable metal roof and NO HOA! Conveniently located just minutes from US-41 and Manatee Technical College, with easy access to waterfront dining, boating, fishing, and the beautiful Gulf beaches of Anna Maria Island and Holmes Beach. Come experience the best of Southwest Florida living and make this charming bungalow your new address!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,092
Sqft
0.26 ac
Lot size
1921
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs Bradenton actives
$297 vs $234
Days on market
1 vs 53 typical
Where $297/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oneco
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Oneco — neighborhood snapshot
Population
31,672
Median age
50
Median income
$40,538
Median home value
$146,433
Avg household
2
Households w/ children
2,838
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
187 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5021 20TH STREET CT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$275,000
5308 6TH STREET E
2 bd · 1 ba · 1,087 sqft · $253/sqft · 5 DOM
Sold · Feb ’26$159,000
808 53RD AVENUE E UNIT 74
2 bd · 2 ba · 1,104 sqft · $144/sqft · 98 DOM
Sold · May ’26$335,000
5612 22ND STREET E
3 bd · 2 ba · 1,114 sqft · $301/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5021 20TH STREET CT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5021 20TH STREET CT E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5021 20TH STREET CT E FAQs
What would the monthly payment be for 5021 20TH STREET CT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,442/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5021 20TH STREET CT E?+
The most recent tax bill on record (2025) was $2,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5021 20TH STREET CT E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $324,000, this home is listed about 18% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5021 20TH STREET CT E?+
Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$324,000 runs 35% above the BRADENTON 34203 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Bradenton market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Ann Allen. MLS #A4699789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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