Kat Bonelli
$255,000$269,9003 bd2 ba1,176 sqft$217 /sqft$1,901 /mo all-in ↓

1513 SW 44TH STREET, CAPE CORAL, FL, 33914

Active42 days on marketListed Jul 2, 2026MLS #A4698843

Priced 36% below the CAPE CORAL 33914 medianReduced $15KSingle Family ResidenceCAPE CORAL

About this home

1513 SW 44TH STREET

Virtually Staged. SW CAPE CORAL + PAID ASSESSMENTS + FENCED YARD WITH ROOM FOR A POOL! Here’s your opportunity to own a 3-bedroom, 2-bath home in sought-after Southwest Cape Coral with some of the big-ticket items already taken care of. City water and sewer assessments are PAID IN FULL, helping keep future ownership costs down. The home also features a 2018 roof and a new electrical panel installed in 2025, giving buyers added peace of mind. Inside, the split-bedroom floor plan provides privacy and flexibility, with plenty of natural light and comfortable living spaces. The primary suite is tucked away from the guest bedrooms, while the additional bedrooms are perfect for family, visitors, a home office, or hobby space. But don't overlook the possibilities outside! The spacious fenced backyard offers plenty of room to add a pool, create an outdoor entertaining area, or design your own private Southwest Florida retreat. There's room to make this backyard exactly what you want it to be. The Southwest Cape Coral location puts you close to many of the things people love about living here, including Cape Harbour, Tarpon Point Marina, waterfront dining, shopping, restaurants, parks, golf, boating and fishing. Whether you're looking for a full-time Florida home, seasonal getaway, or investment property, this home offers a combination that's getting harder to find: Southwest Cape Coral location, paid assessments, important updates, a fenced yard, and room for a future pool. Why pay for someone else's pool and upgrades when you can start with a solid home and create the Florida lifestyle you want? Schedule your private showing and come see the possibilities!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,176

Sqft

0.23 ac

Lot size

2

Garage

1990

Year built

One

Levels

$217

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Skylight(s) · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorHurricane Shutters · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$1,528/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,901 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property tax — 2025 actual bill$127
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,925
Interest rate6.00%
Loan term

Estimated payment

$1,901/mo

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property taxes (actual bill)$127
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $255K
$170KedgeAI estimate $257,406 · range $178K$390K$405K

vs edgeAI estimate

−0.9%

$/sqft vs CAPE CORAL

$217 vs $246

Days on market

42 vs 50 typical

Where $217/sqft sits among the 142 homes for sale in CAPE CORAL

58 · this home
31
16
19
7
11
$176–230$230–284$284–338$338–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 1513 SW 44TH STREET

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33914 — neighborhood snapshot

Population

44,439

Median age

54.7

Median income

$75,557

Median home value

$408,800

Avg household

2.46

Households w/ children

3,094

For the school run

Lee County School District

MiddleGulf Middle School★★★★★
HighIda S. Baker High School★★★★★
ElementaryGulf Elementary School★★★★
ElementaryPelican Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryCape Elementary School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.4 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

56 of 142

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the CAPE CORAL 33914 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $255,000 $15K
Jul 2, 2026Listed at $269,900 · 42 days on market since
1990Built · CAPE CORAL

Reality check

What actually sold near 1513 SW 44TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

930 SW 34TH STREETSold · Dec ’25

$260,000

930 SW 34TH STREET · same community

3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM

1714 NE 40TH LANESold · Dec ’25

$254,000

1714 NE 40TH LANE · same community

3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM

4404 SW 7TH AVENUESold · Mar ’26

$298,000

4404 SW 7TH AVENUE · same community

3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1513 SW 44TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1513 SW 44TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Straight answers

1513 SW 44TH STREET FAQs

What would the monthly payment be for 1513 SW 44TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,901/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1513 SW 44TH STREET?+

The most recent tax bill on record (2025) was $1,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $255,000, this home is listed about 43% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1513 SW 44TH STREET?+

Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CAPE CORAL 33914 market on paper

$255,000 is 36% below the CAPE CORAL 33914 median of $399,000, and at $217/sqft it sits under the Cape Coral average of $295.

02Strong assigned schools

Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $269,900, now $255,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Tiffany Winkelsas, Pa. MLS #A4698843.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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