13 SEAWARD CIRCLE, PLACIDA, FL, 33946
Active21 days on marketListed Jul 2, 2026MLS #A4698821
About this home
13 SEAWARD CIRCLE
LOVELY REMODELED GOLF COURSE FRONT HOME LOCATED IN CAPE HAZE. PLENTY OF ROOM IN THE BACKYARD FOR A POOL. THE HOME FEATURES A NEW CROWN SANIBEL BARREL TILE ROOF, NEW HURRICANE-RATED GARAGE DOOR AND NEW OPENER, ALL NEW STAINLESS STEEL APPLIANCES, NEW CEILING FANS AND LIGHT FIXTURES, NEW WOOD PLANK STYLE LAMINATE FLOOR, AND A FRESHLY PAINTED NEUTRAL GRAY SCREEN INTERIOR COLOR. NEW LANDSCAPE. THE LARGE REAR PATIO IS COVERED AND HAS A STELLAR VIEW OF THEGOLF COURSE AND LAKE. THE SLIDING GLASS DOORS ALLOW YOU TO OPEN THE HOME UP AND ENJOY THE OUTDOOR AIR. COME DRINK YOUR FAVORITE BEVERAGE AND WATCH ALLTHE TROPICAL BIRDS COME TO PLAY. CLOSE TO THE GULF BEACHES OF BOCA GRANDE AND ENGLEWOOD. 5 MINUTES FROM BOAT RAMP CLOSE TO PUBLIX. PLENTY OF ROOM FOR A POOL IN THE BACKYARD OVERLOOKING THE GOLF COURSE AND LAKE WORLD-CLASS BOATING AND FISHING. MILES OF BIKE AND GOLF CART TRAILS. COME ENJOY THE SALT LIFE
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,308
Sqft
0.27 ac
Lot size
2
Garage
1989
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,548 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,548/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−41.7%
Days on market
21 vs 91 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1186% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13 SEAWARD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 SEAWARD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
13 SEAWARD CIRCLE FAQs
What would the monthly payment be for 13 SEAWARD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,548/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13 SEAWARD CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13 SEAWARD CIRCLE?+
The most recent tax bill on record (2025) was $6,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13 SEAWARD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $450,000, this home is listed about 31% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13 SEAWARD CIRCLE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 1186% above the PLACIDA 33946 median — but at 2,308 sqft it's also 29% larger than the typical Placida listing.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SUNREAL ESTATE INC · Karl Helbig. MLS #A4698821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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