Kat Bonelli
$499,0002 bd2 ba1,101 sqft$453 /sqft$3,741 /mo all-in ↓

6157 MIDNIGHT PASS ROAD UNIT E12, SARASOTA, FL, 34242

Active24 days on marketListed Jul 1, 2026MLS #A4698724

WaterfrontFully furnishedCondominiumBAY OAKS

About this home

6157 MIDNIGHT PASS ROAD UNIT E12

New Listing Photos now attached! Weekly rentals, prime Siesta Key location, and immediate income potential—this is the beach investment opportunity buyers wait for. Welcome to Bay Oaks, where island living meets exceptional rental flexibility in one of the most desirable communities on Siesta Key. This beautifully updated 2-bedroom, 2-bath condo is being offered fully turn-key furnished, making ownership effortless from day one. Even better, future rental bookings are already in place, allowing you to start generating income immediately—no waiting, no setup, no downtime. Just close and collect. Since its last listing, the home has been enhanced with a newly renovated kitchen, featuring stylish modern finishes that elevate both form and function. The bright, open-concept layout creates an inviting coastal feel, with seamless flow between the kitchen, dining, and living spaces—perfect for relaxing after a day at the beach or entertaining guests. Enjoy peaceful mornings on your private balcony surrounded by lush tropical landscaping, while both spacious bedrooms provide comfortable retreats filled with natural light. Bay Oaks is beloved for its unbeatable location and resort-style amenities. Situated on the bayside of Siesta Key and just moments from the powdery sands of world-famous Siesta Key Beach, residents and guests enjoy access to a sparkling pool, private fishing pier, tennis courts, shuffleboard, and beautifully maintained grounds. Hop on the free trolley for quick access to the restaurants, boutiques, and nightlife of Siesta Key Village. For investors, the biggest advantage is Bay Oaks’ highly desirable weekly rental policy—a rare and valuable feature on Siesta Key that opens the door to strong vacation rental demand and attractive income potential. Whether you're searching for a personal beach getaway, a savvy investment property, or the perfect combination of both, this Bay Oaks condo delivers. Flip-flops encouraged. **Updated Listing Photos Now Attached!**

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,101

Sqft

4.26 ac

Lot size

1974

Year built

One

Levels

$453

Per sqft

WaterfrontGarden viewFurnished

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionStucco
FoundationPillar/Post/Pier · Slab
ViewGarden
FacesEast
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$5,071/yr
PetsNo
CommunityDock · Fishing · Intracoastal Waterway · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,741 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$423
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,741/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$423
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $705,005 · range $670K$745K$774K

vs edgeAI estimate

−29.2%

$/sqft vs Sarasota actives

$453 vs $331

Days on market

24 vs 58 typical

Where $453/sqft sits among the 400 Sarasota actives

228
61 · this home
32
26
20
33
$152–390$390–628$628–866$866–1104$1104–1342$1342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 6157 MIDNIGHT PASS ROAD UNIT E12

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

158 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 1, 2026Listed at $499,000 · 24 days on market since
1974Built · BAY OAKS

Reality check

What actually sold near 6157 MIDNIGHT PASS ROAD UNIT E12

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6157 MIDNIGHT PASS ROAD UNIT B12Sold · Jun ’26

$440,000

6157 MIDNIGHT PASS ROAD UNIT B12 · same community

2 bd · 2.5 ba · 1,332 sqft · $330/sqft · 136 DOM

6157 MIDNIGHT PASS ROAD UNIT B42Sold · Aug ’25

$400,000

6157 MIDNIGHT PASS ROAD UNIT B42 · same community

2 bd · 2.5 ba · 1,332 sqft · $300/sqft · 86 DOM

6500 MIDNIGHT PASS ROAD UNIT 208Sold · May ’26

$815,000

6500 MIDNIGHT PASS ROAD UNIT 208

2 bd · 2 ba · 1,086 sqft · $750/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6157 MIDNIGHT PASS ROAD UNIT E12 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6157 MIDNIGHT PASS ROAD UNIT E12 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

6157 MIDNIGHT PASS ROAD UNIT E12 FAQs

What would the monthly payment be for 6157 MIDNIGHT PASS ROAD UNIT E12?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6157 MIDNIGHT PASS ROAD UNIT E12?+

The most recent tax bill on record (2025) was $5,071. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6157 MIDNIGHT PASS ROAD UNIT E12?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $499,000, this home is listed about 12% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Listing courtesy of CORCORAN DWELLINGS REALTY · Jason Wood. MLS #A4698724.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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