4320 MARCOTT CIRCLE, SARASOTA, FL, 34233
Active28 days on marketListed Jun 26, 2026MLS #A4697434
About this home
4320 MARCOTT CIRCLE
Special Financing Opportunity! Make homeownership even more affordable at 4320 Marcott Cir, Sarasota. Qualified buyers may have access to financing with rates starting at 4.99% through a preferred lender. Contact the listing agent for lender information. Interest rates, terms, and availability are subject to borrower qualification, credit approval, and may change without notice. Luxury Living Without the Luxury Price Tag! This is the opportunity buyers have been waiting for—a completely reimagined and designer-remodeled 3-bedroom, 2-bath, 2-car garage home in one of Sarasota's most desirable locations. Finding a home of this quality, in this location, and with these extensive upgrades under $500,000 is exceptionally rare. Every inch of this residence has been thoughtfully redesigned to offer the perfect blend of luxury, comfort, and modern living. From the moment you arrive, you'll be impressed by the lush tropical landscaping, beautiful curb appeal, and quiet private street. Step inside to discover a bright, open-concept floor plan filled with natural light, designer finishes, and elegant details throughout. The spectacular chef-inspired kitchen is truly the centerpiece of the home, featuring a massive quartz center island, abundant custom cabinetry, a deep walk-in pantry cabinet, a charming built-in herb garden, and an open layout that seamlessly connects to the living and dining areas—perfect for entertaining or everyday living. The desirable split-bedroom floor plan offers exceptional privacy. The oversized primary suite is a true retreat, featuring two walk-in closets and a luxurious spa-inspired ensuite bathroom with a double vanity, premium fixtures, custom tile work, and elegant designer finishes. Both bathrooms have been completely renovated with high-end materials and timeless style. Major updates provide peace of mind for years to come, including a newer tile roof, a 3-year-old HVAC system, a 3-year-old water heater, and CPVC plumbing throughout the home (fully repiped). Fresh interior paint and quality craftsmanship make this home completely move-in ready. Enjoy Florida living at its finest in the spacious enclosed lanai overlooking your private backyard oasis. Surrounded by lush tropical landscaping, this outdoor space is perfect for morning coffee, evening relaxation, or entertaining family and friends year-round. Location is everything, and this home truly delivers. Situated in a No Flood Zone with NO CDD fees, you'll enjoy the convenience of being just minutes from shopping, dining, parks, medical facilities, and everyday essentials. World-famous Siesta Key Beach and vibrant Downtown Sarasota are only approximately 15 minutes away. Families will appreciate the highly sought-after school district, including Ashton Elementary School, Sarasota Middle School, and Riverview High School. This is more than a remodeled home—it's a rare opportunity to own a designer-quality residence in one of Sarasota's premier locations at an exceptional value. Homes with this level of renovation, location, designer finishes, and luxury features under $500,000 rarely become available. If you've been waiting for a move-in-ready Sarasota home that offers style, quality, and unbeatable value, this is the one. Schedule your private showing today before this exceptional opportunity is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,787
Sqft
0.14 ac
Lot size
2
Garage
1989
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,740 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.8%
$/sqft vs Sarasota actives
$277 vs $330
Days on market
28 vs 58 typical
Where $277/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34233 — neighborhood snapshot
Population
18,875
Median age
52.4
Median income
$77,041
Median home value
$364,300
Avg household
2.23
Households w/ children
1,770
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
151 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the SARASOTA 34233 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4320 MARCOTT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$283,000
4320 MARCOTT CIRCLE · same community
2 bd · 2 ba · 1,787 sqft · $158/sqft · 4 DOM
Sold · Apr ’26$425,000
4341 MARCOTT CIRCLE · same community
2 bd · 2 ba · 1,899 sqft · $224/sqft · 77 DOM
Sold · Nov ’25$310,000
4318 MARCOTT CIRCLE · same community
2 bd · 2 ba · 1,455 sqft · $213/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4320 MARCOTT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4320 MARCOTT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4320 MARCOTT CIRCLE FAQs
What would the monthly payment be for 4320 MARCOTT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,740/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4320 MARCOTT CIRCLE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4320 MARCOTT CIRCLE?+
The most recent tax bill on record (2025) was $2,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4320 MARCOTT CIRCLE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $495,000, this home is listed about 13% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4320 MARCOTT CIRCLE?+
Sarasota Middle School (middle), Ashton Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$495,000 runs 74% above the SARASOTA 34233 median.
02Strong assigned schools
Sarasota Middle School, Ashton Elementary School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $499,000, now $495,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BROKER & BAKER INTERNATIONAL REALTY · Isha Gumpel. MLS #A4697434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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