16540 TAMIAMI TRAIL, PUNTA GORDA, FL, 33955
Active52 days on marketListed Jun 12, 2026MLS #A4695600
About this home
16540 TAMIAMI TRAIL
Discover the possibilities with this 4.25-acre parcel located directly on Tamiami Trail in Punta Gorda. Zoned Agriculture, this property offers the flexibility and space that are becoming increasingly difficult to find in Southwest Florida. Whether you're envisioning a private estate, hobby farm, agricultural venture, or simply a place to enjoy added privacy and room to spread out, this property provides a unique opportunity to bring your vision to life. Conveniently located with easy access to Punta Gorda, Port Charlotte, I-75, shopping, dining, and area amenities, you'll enjoy the perfect balance of country living and everyday convenience. With ample road frontage and endless potential, this is your chance to secure a versatile piece of Florida land in a highly accessible location. Buyers are encouraged to verify all intended uses with Charlotte County.
Facts & features
The home at a glance
3.97 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,130 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,130/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 620% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 16540 TAMIAMI TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$255,000
5731 MICHIGAN AVENUE · same community
2 bd · 1 ba · 935 sqft · $273/sqft · 57 DOM
Sold · Jul ’26$290,000
2611 HUNTINGTON AVENUE · same community
3 bd · 1 ba · 1,018 sqft · $285/sqft · 217 DOM
Sold · Mar ’26$290,000
5737 MICHIGAN AVENUE · same community
3 bd · 2.5 ba · 1,270 sqft · $228/sqft · 238 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16540 TAMIAMI TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16540 TAMIAMI TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
16540 TAMIAMI TRAIL FAQs
What would the monthly payment be for 16540 TAMIAMI TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,130/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16540 TAMIAMI TRAIL?+
The most recent tax bill on record (2025) was $1,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $295,000, this home is listed about 13% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16540 TAMIAMI TRAIL?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Krystal Shehaiber. MLS #A4695600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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