4305 CHINABERRY CIRCLE, BRADENTON, FL, 34208
Active41 days on marketListed Jun 9, 2026MLS #A4695347
About this home
4305 CHINABERRY CIRCLE
Welcome to River Isles, one of Bradenton's most loved 55+ communities — and this meticulously updated home is one of its finest. Situated on a private, beautifully landscaped lot, this 2 bedroom, 2 bath, one-car garage home offers 1,242 sq ft of comfortable, move-in ready living with laminate wood and tile flooring throughout. The updates here are thorough and thoughtful. A 2018 tile roof with interior strapping, new hurricane-rated windows, a brand new Carrier HVAC system, new quartz countertops, decorative tile backsplash, updated bathrooms with new faucets and toilets, a master bath with marble vanity top, all popcorn ceilings removed and refinished, new paint inside and out, crown molding, custom light fixtures, custom fans, new gutters with leaf filters, high speed fiber cable, and a 360° security system — the list goes on. The sunroom adds additional living space and is included in the total square footage. Outside, the backyard is a private retreat with upscale crushed rock from the Bahamas, lush plantings, and mature live oaks trimmed for years of enjoyment. A metal storage shed and exterior water filter are also included. River Isles delivers the lifestyle to match. An executive 9-hole golf course, community pool, fitness center, shuffleboard, clubhouse, and a full calendar of resident activities make this community as vibrant as it is welcoming. Low HOA of just $180 each quarter. This one is ready. All that's missing is you.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,242
Sqft
0.14 ac
Lot size
1
Garage
1972
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,474 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs Bradenton actives
$257 vs $238
Days on market
41 vs 53 typical
Where $257/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
191 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4305 CHINABERRY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$269,000
808 MANDARIN CIRCLE · same community
2 bd · 2 ba · 1,236 sqft · $218/sqft · 165 DOM
Sold · Jan ’26$225,000
3905 JOYCE DRIVE · same community
2 bd · 1.5 ba · 1,201 sqft · $187/sqft · 6 DOM
Sold · Aug ’25$272,000
4309 CHINABERRY CIRCLE · same community
2 bd · 2 ba · 1,292 sqft · $211/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4305 CHINABERRY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4305 CHINABERRY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4305 CHINABERRY CIRCLE FAQs
What would the monthly payment be for 4305 CHINABERRY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,474/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4305 CHINABERRY CIRCLE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4305 CHINABERRY CIRCLE?+
The most recent tax bill on record (2025) was $2,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4305 CHINABERRY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $319,000, this home is listed about 19% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4305 CHINABERRY CIRCLE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kristi Lavenduski. MLS #A4695347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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