12642 HARNEY STREET, VENICE, FL, 34293
Active61 days on marketListed Jun 3, 2026MLS #A4695081
About this home
12642 HARNEY STREET
Welcome to this exceptional Neal Communities Hatteras model located in the highly sought-after gated community of Grand Palm. This thoughtfully designed 4-bedroom, 3-bathroom home with a private den/office offers an open-concept floor plan that perfectly blends comfort, functionality, and Florida living. Inside, you'll find numerous upgrades throughout, including 10’ ceilings, plantation shutters, wood flooring in the primary suite and den/office, tile flooring throughout the main living areas, vinyl flooring in the secondary bedrooms, and epoxy-coated flooring in the spacious 3-car garage. The expansive layout provides generous living and entertaining spaces while maintaining a warm and inviting atmosphere. Step outside to discover the true showpiece of this home — a stunning custom pool completed in 2020 and surrounded by lush, tropical landscaping that creates a private backyard oasis. With no rear neighbors, this peaceful retreat offers the feeling of your own secluded paradise, perfect for relaxing, entertaining, or enjoying Florida's year-round sunshine. Grand Palm is one of Venice's premier resort-style communities, known for its mature landscaping, scenic natural beauty, and outstanding amenities. Residents enjoy access to multiple community centers, resort-style pools, fitness facilities, pickleball and tennis courts, basketball courts, playgrounds, and miles of walking and biking trails. Conveniently located near the vibrant downtown Wellen Park district, shopping, dining, entertainment, and the world-famous white sand beaches of Venice, this home also benefits from access to highly A rated schools, including the brand-new Wellen Park High School opening this fall. This is more than just a home — it's a lifestyle. Schedule your showing today and experience everything this remarkable property and community have to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,902
Sqft
0.25 ac
Lot size
3
Garage
2017
Year built
One
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,905 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,905/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Venice actives
$310 vs $251
Days on market
61 vs 47 typical
Where $310/sqft sits among the 400 Venice actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Palm
Get to know Venice. See the full Venice guide →
Grand Palm — neighborhood snapshot
Population
2,694
Median age
63
Median income
$114,636
Median home value
$496,100
Avg household
2
Households w/ children
149
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$390K → $389K
Venice median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
182 of 400
Venice actives have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the VENICE 34293 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 12642 HARNEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$689,000
20237 BANDERA PLACE
4 bd · 4 ba · 2,895 sqft · $238/sqft · 78 DOM
Sold · Apr ’26$725,000
11550 TAPESTRY LANE
4 bd · 3 ba · 2,669 sqft · $272/sqft · 7 DOM
Sold · Jun ’26$627,000
20332 BANDERA PLACE
4 bd · 3 ba · 2,669 sqft · $235/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12642 HARNEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12642 HARNEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
12642 HARNEY STREET FAQs
What would the monthly payment be for 12642 HARNEY STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,905/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12642 HARNEY STREET?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12642 HARNEY STREET?+
The most recent tax bill on record (2025) was $6,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12642 HARNEY STREET?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $899,000, this home is listed about 125% above the Venice median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12642 HARNEY STREET?+
Venice Middle School (middle), Taylor Ranch Elementary School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 191% above the VENICE 34293 median — but at 2,902 sqft it's also nearly twice the size of the typical Venice listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Venice Middle School, Taylor Ranch Elementary School, Venice Senior High School — Venice Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $995,000, now $899,000 — a $96K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Derek Lersch. MLS #A4695081.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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