4109 12TH STREET E, ELLENTON, FL, 34222
Active61 days on marketListed May 24, 2026MLS #A4694725
About this home
4109 12TH STREET E
You're going to love living in Tidevue Estates a LAND OWNED active 55+ community. Great winter getaway or year-round Florida living! BRAND NEW AC JUNE 2026 PLUS A ONE YEAR HOME WARRANTY for your peace of mind. Move-in ready and furnished with a bright open floor plan perfect for entertaining family and friends. Spacious kitchen features updated neutral-colored cabinetry, plenty of counter space, plus additional workspace ideal for working from home. Updated bathrooms add modern comfort and style. Enjoy the private backyard with an extra storage shed and beautifully landscaped front yard filled with native Florida plants. Relax outdoors on the open front patio, perfect for barbecuing and entertaining. Excellent location just a short walk to the community pool and recreational facilities. Low HOA of only $600 annually. Pets are not permitted. Plenty of activities to keep you busy in this community. Updated fitness center. Meet friends and make new ones for a game of indoor pickleball, bocce ball, or shuffleboard. Join the Golf League. Take a bike or golf cart ride to Veterans Park to watch the wildlife and enjoy the sunset. Ellenton Premium Outlet Mall, restaurants, and medical facilities are just minutes away. Easy access to I-75 to explore Sarasota. Not to mention a short drive to our beautiful Gulf Beaches. Don’t miss this opportunity—move in and start enjoying the Florida lifestyle today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
800
Sqft
0.07 ac
Lot size
1969
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,208 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,208/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Ellenton actives
$174 vs $181
Days on market
61 vs 68 typical
Where $174/sqft sits among the 97 Ellenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
ELLENTON 34222 — neighborhood snapshot
Population
14,529
Median age
55.7
Median income
$66,105
Median home value
$194,300
Avg household
2.34
Households w/ children
1,253
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$329K → $415K
Ellenton median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
43 of 97
Ellenton actives have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4109 12TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$68,000
1413 41ST AVENUE E · same community
1 bd · 1 ba · 720 sqft · $94/sqft · 133 DOM
Sold · Feb ’26$73,500
1204 43RD AVENUE E · same community
2 bd · 2 ba · 903 sqft · $81/sqft · 333 DOM
Sold · Apr ’26$72,500
4114 10TH STREET COURT E · same community
2 bd · 1 ba · 600 sqft · $121/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4109 12TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4109 12TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4109 12TH STREET E FAQs
What would the monthly payment be for 4109 12TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,208/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4109 12TH STREET E?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4109 12TH STREET E?+
The most recent tax bill on record (2025) was $1,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4109 12TH STREET E?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $139,500, this home is listed about 47% below the Ellenton median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4109 12TH STREET E?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ELLENTON 34222 market on paper
$139,500 is 43% below the ELLENTON 34222 median of $245,000, and at $174/sqft it sits under the Ellenton average of $202.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $142,500, now $139,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Patty Torchia. MLS #A4694725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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