3966 MEDITERRANEA CIRCLE UNIT 421, SARASOTA, FL, 34233
Active83 days on marketListed May 15, 2026MLS #A4693807
About this home
3966 MEDITERRANEA CIRCLE UNIT 421
This is cute upstairs property is tucked away from the hustle and bustle of noisy traffic but yet close to shopping, beaches and great dining spots. The three bedroom two bath upstairs property is situated in the gated enclave of Mediterranea Garden Homes. The foyer opens to a large great room perfect for living and dining with glass sliding doors at the rear of the room that give access to a screened lanai overlooking a quiet green space. The property features all new carpet throughout the living areas with tile in the kitchen and baths. The kitchen is nicely designed with generous counter space for easy meal preparation. Master bedroom has its own private bath with walk in shower; guest bath offers a tub/shower and is convenient to both guest bedrooms. Side by side washer and dryer are located in hall laundry closet. Perfect property for a year-round or "seasonal" home or an investment rental property. Association's rules and Regulations allow small pets with approval. The property is sold "As Is", please provide proof of funds or pre-approval letter. Room measurements are approximates should be verified by the buyer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,212
Sqft
0 ac
Lot size
2005
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,635 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,635/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.3%
$/sqft vs MEDITERRANEA
$164 vs $258
Days on market
83 vs 61 typical
Where $164/sqft sits among the 8 homes for sale in MEDITERRANEA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34233 — neighborhood snapshot
Population
18,875
Median age
52.4
Median income
$77,041
Median home value
$364,300
Avg household
2.23
Households w/ children
1,770
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
0 of 8
MEDITERRANEA have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the SARASOTA 34233 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3966 MEDITERRANEA CIRCLE UNIT 421
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$260,000
4130 Napoli Lake Dr, Riviera Beach FL 33410 · same community
2 bd · 2.5 ba · 1,221 sqft · $213/sqft · 180 DOM
Sold · Feb ’26$260,500
4182 Napoli Lake Drive, Riviera Beach FL 33410 · same community
2 bd · 2.5 ba · 1,221 sqft · $213/sqft · 132 DOM
Sold · Jan ’26$206,000
3921 MEDITERRANEA CIRCLE UNIT 212 · same community
2 bd · 2 ba · 1,167 sqft · $177/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3966 MEDITERRANEA CIRCLE UNIT 421 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3966 MEDITERRANEA CIRCLE UNIT 421 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3966 MEDITERRANEA CIRCLE UNIT 421 FAQs
What would the monthly payment be for 3966 MEDITERRANEA CIRCLE UNIT 421?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,635/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3966 MEDITERRANEA CIRCLE UNIT 421?+
The most recent tax bill on record (2025) was $2,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3966 MEDITERRANEA CIRCLE UNIT 421?+
The listing reports pets: Cats OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $199,000, this home is listed about 65% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3966 MEDITERRANEA CIRCLE UNIT 421?+
Ashton Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34233 market on paper
$199,000 is 33% below the SARASOTA 34233 median of $294,900, and at $164/sqft it sits under the Sarasota average of $497.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ashton Elementary School, Sarasota Middle School, Riverview High School — Ashton Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $205,000, now $199,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY SERVICES INC · Shirley Cuddy. MLS #A4693807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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