258 READING STREET NW, PORT CHARLOTTE, FL, 33952
Active99 days on marketListed May 7, 2026MLS #A4692870
About this home
258 READING STREET NW
This charming 2-bedroom, 2-bathroom, 1-car garage home is situated on a quiet street with no neighbors on either side, offering a level of privacy that is rare for the area. This home has never flooded and includes hurricane shutters, providing essential protection and confidence. The interior is move-in ready and features easy-to-maintain tile flooring throughout the entire home, along with a versatile Florida room that provides a bright and peaceful space to relax. The kitchen has been fully transformed with white shaker cabinets, quartz countertops, a subway tile backsplash, and stainless appliances. The primary bathroom is a designer standout, featuring boutique-style fish scale tile, a vessel sink, and a quartz vanity. The oversized, fully fenced lot is an outdoor retreat, complete with a shaded lounge area with string lights and a mature tropical "food forest" including three varieties of mango, mulberry, Jamaican cherry, hog plum, banana, and avocado. Buyers will have ultimate peace of mind thanks to significant upgrades including a new roof and gutters, a new Lennox Elite A/C system with new ductwork and blown-in insulation, a new electrical panel, new exterior doors, and windows. Located near local boat ramps, Gulf beaches, shopping, and a brand-new park at the end of the block, this meticulously cared-for property is the perfect turnkey Florida retreat. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,252
Sqft
0.23 ac
Lot size
1
Garage
1972
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,841 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,841/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
$/sqft vs PORT CHARLOTTE SEC 005
$191 vs $191
Days on market
99 vs 60 typical
Where $191/sqft sits among the 9 homes for sale in PORT CHARLOTTE SEC 005
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 9
PORT CHARLOTTE SEC 005 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 258 READING STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$189,000
392 READING STREET NW · same community
2 bd · 2 ba · 1,249 sqft · $151/sqft · 31 DOM
Sold · Jul ’26$195,000
425 SKYLARK LANE NW · same community
2 bd · 2 ba · 1,261 sqft · $155/sqft · 444 DOM
Sold · Apr ’26$214,000
257 READING STREET NW · same community
2 bd · 2 ba · 1,228 sqft · $174/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 258 READING STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 258 READING STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
258 READING STREET NW FAQs
What would the monthly payment be for 258 READING STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,841/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 258 READING STREET NW?+
The most recent tax bill on record (2025) was $2,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $239,000, this home is listed about 28% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 258 READING STREET NW?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DOMAINREALTY.COM LLC · Jason Edouard, Llc. MLS #A4692870.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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