4523 W INDEPENDENCE DRIVE, BRADENTON, FL, 34210
Active79 days on marketListed May 6, 2026MLS #A4689922
About this home
4523 W INDEPENDENCE DRIVE
One or more photo(s) has been virtually staged. Motivated sellers have relocated and have competitively priced this free-standing villa for a quick sale. Welcome to Mount Vernon; a popular waterfront community, famous for its 90 acres of natural park-like beauty set directly on the bay with lush green open spaces & an offering of boating activities! Enjoy the serenity of this lovely, spacious, and bright concrete block villa with no shared walls and a storage shed conveniently located outside your door. The home features new laminate flooring throughout, large ceramic tile floors in the bathrooms, some newer kitchen cabinetry, and a new AC installed in 2025. The original Florida room was enclosed at some point adding another 200 sq feet of living area. An abundance of windows in every room fill the home with natural light and showcase the surrounding beauty. There is an incredible array of amenities, ensuring there is always something to enjoy. If you love the beach, it is only approximately 3 miles away! Boat slips can be rented for $25 a year. The association fee includes roofs and exterior of homes maintenance giving the homeowner peace of mind. Amenities include a huge remodeled clubhouse, banquet room, billiards, ping- pong, extensive library, game room, lakeside veranda, heated pool, tennis, pickleball, and covered shuffleboard courts, spa, sauna, workshop, wood shop, chip and putting green. You can get your steps in along the many walking paths, relax at the butterfly garden and bayfront park, and enjoy the abundance of Florida wildlife. Truly a peaceful paradise! Additional features include kayak launch and storage areas, along with numerous lakes and ponds throughout the impeccably manicured grounds. Also worth mentioning are the bayside pavilion, lakeside gazebo and a variety of activities and social events hosted by the community. Seller motivation is reflected in the price. If you are looking for a friendly, charming, picturesque, and tranquil active outdoor type of community, don't hesitate to call this Home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,409
Sqft
21.37 ac
Lot size
1979
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,515 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,515/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.1%
$/sqft vs Bradenton actives
$156 vs $239
Days on market
79 vs 53 typical
Where $156/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4523 W INDEPENDENCE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$255,000
9514 COLONIAL DRIVE · same community
2 bd · 2 ba · 1,350 sqft · $189/sqft · 256 DOM
Sold · May ’26$300,000
9505 COLONIAL DRIVE · same community
2 bd · 2 ba · 1,350 sqft · $222/sqft · 5 DOM
Sold · Jan ’26$310,000
9512 COLONIAL DRIVE · same community
2 bd · 2 ba · 1,321 sqft · $235/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4523 W INDEPENDENCE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4523 W INDEPENDENCE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4523 W INDEPENDENCE DRIVE FAQs
What would the monthly payment be for 4523 W INDEPENDENCE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,515/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4523 W INDEPENDENCE DRIVE?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4523 W INDEPENDENCE DRIVE?+
The most recent tax bill on record (2025) was $2,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4523 W INDEPENDENCE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $220,000, this home is listed about 44% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4523 W INDEPENDENCE DRIVE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Diana Kaeding. MLS #A4689922.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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