Kat Bonelli
$235,000$300,0001 bd1 ba595 sqft$395 /sqft$2,046 /mo all-in ↓

51 MACEWEN DRIVE UNIT 5, OSPREY, FL, 34229

Active91 days on marketListed Apr 20, 2026MLS #A4689838

Priced 55% below the OSPREY 34229 medianReduced $65KWaterfrontCondominiumWINDSOR LODGE AT THE OAKS

About this home

51 MACEWEN DRIVE UNIT 5

Discover a rare opportunity to own a serene retreat in The Oaks, one of Sarasota’s most sought-after private golf and country club communities. This bright, beautifully updated ground-floor studio is offered fully turnkey furnished, making it ideal as a seasonal getaway, or income-producing rental. Thoughtfully designed for both comfort and functionality, the open-concept layout seamlessly blends the living and sleeping areas. The updated kitchenette features dishwasher, oven, stove, fridge, freezer, microwave, quartz countertops, complemented by a dining nook and a convenient workspace. The modern bathroom includes a huge walk-in shower. Take in peaceful water views and picturesque scenes of the 18th fairway on the Eagle Course right from your patio. Residents of Windsor Lodge enjoy exclusive access to their own private pool. Short-term rentals are permitted, offering flexibility and excellent investment potential. Membership to The Oaks Club, a private, member-owned community renowned for its exceptional lifestyle amenities, is mandatory. Enjoy two championship golf courses, twelve tennis- and four pickleball courts, croquet lawns, pool and a state-of-the-art fitness and WellFit center. The expansive clubhouse features three dining venues, banquet facilities, and a vibrant social calendar. Perfectly positioned just 15 minutes from Siesta Key Beach, this property combines luxury living with unbeatable convenience in one of Sarasota’s premier locations.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

595

Sqft

4.53 ac

Lot size

1990

Year built

One

Levels

$395

Per sqft

WaterfrontGolf Course & Water viewTurnkey

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Electric Water Heater · Freezer · Microwave · Range · Range Hood · Refrigerator
InteriorElevator · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryCommon Area · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewGolf Course · Water
FacesSouth
ParkingCircular Driveway · Open
ExteriorGarden · Irrigation System · Lighting

Community & fees

HOA fee$142/mo
Taxes (2025)$3,079/yr
PetsBreed Restrictions, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · No Truck/RV/Motorcycle Parking · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,046 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$257
Condo fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$2,046/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$257
HOA / condo fee$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $235K
$158KedgeAI estimate $185,081 · range $165K$235K$245K

vs edgeAI estimate

+27%

$/sqft vs Osprey actives

$395 vs $331

Days on market

91 vs 57 typical

Where $395/sqft sits among the 97 Osprey actives

38
36 · this home
14
3
1
5
$183–310$310–436$436–562$562–689$689–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oaks

Map of 51 MACEWEN DRIVE UNIT 5 inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Get to know Osprey. See the full Osprey guide →

Oaks — neighborhood snapshot

Population

1,061

Median age

63

Median income

$98,734

Median home value

$983,226

Avg household

2

Households w/ children

47%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

52 of 97

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

CurrentPrice reduced to $235,000 $65K
Apr 20, 2026Listed at $300,000 · 91 days on market since
1990Built · WINDSOR LODGE AT THE OAKS

Reality check

What actually sold near 51 MACEWEN DRIVE UNIT 5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

26 SIESTA CIRCLE WSold · Feb ’26

$113,000

26 SIESTA CIRCLE W

2 bd · 1 ba · 600 sqft · $188/sqft · 55 DOM

32 SIESTA CIRCLE WSold · Jun ’26

$69,000

32 SIESTA CIRCLE W

1 bd · 1 ba · 480 sqft · $144/sqft · 2 DOM

216 GLENWOOD AVENUESold · Feb ’26

$175,000

216 GLENWOOD AVENUE

2 bd · 1 ba · 732 sqft · $239/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 51 MACEWEN DRIVE UNIT 5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 51 MACEWEN DRIVE UNIT 5 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

51 MACEWEN DRIVE UNIT 5 FAQs

What would the monthly payment be for 51 MACEWEN DRIVE UNIT 5?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,046/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 51 MACEWEN DRIVE UNIT 5?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 51 MACEWEN DRIVE UNIT 5?+

The most recent tax bill on record (2025) was $3,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 51 MACEWEN DRIVE UNIT 5?+

The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $235,000, this home is listed about 66% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 51 MACEWEN DRIVE UNIT 5?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OSPREY 34229 market on paper

$235,000 is 55% below the OSPREY 34229 median of $525,000, and at $395/sqft it sits under the Osprey average of $401.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $300,000, now $235,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of 342 REAL ESTATE · Sabine Spycher. MLS #A4689838.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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