Kat Bonelli
$188,000$195,0002 bd2 ba879 sqft$214 /sqft$1,614 /mo all-in ↓

204 WINDWARD PLACE UNIT 36, OLDSMAR, FL, 34677

Active114 days on marketListed Apr 1, 2026MLS #A4686982

Priced 27% below the OLDSMAR 34677 medianReduced $7KCondominiumMEADOWS CONDO AT EAST LAKE WOODLANDS

About this home

204 WINDWARD PLACE UNIT 36

Welcome to 204 Windward Place #36, a move-in-ready condominium located in the gated community of East Lake Woodlands, one of Oldsmar's most established residential communities. Offering low-maintenance living in the heart of Tampa Bay, this well-maintained residence combines comfort, convenience, and easy access to everything Florida's Gulf Coast has to offer. Designed with functionality and everyday living in mind, the thoughtfully planned floor plan features bright, inviting living spaces filled with natural light. The open living and dining areas provide flexibility for entertaining, relaxing, or working from home, while the private outdoor living space offers the perfect setting for morning coffee, evening sunsets, or enjoying Florida's year-round tropical climate. Whether you are searching for a primary residence, seasonal retreat, vacation home, or investment property, this move-in-ready condominium offers exceptional versatility and a low-maintenance lifestyle. Assigned parking and convenient guest parking add to the home's everyday convenience. East Lake Woodlands is a gated community known for its mature landscaping, peaceful surroundings, scenic walking areas, and established neighborhood appeal. Residents have the opportunity to join the nearby Ardea Country Club, where optional memberships provide access to championship golf, tennis, pickleball, a resort-style swimming pool, fitness center, dining, and an active social calendar. Ideally located in Oldsmar, this home is just minutes from Tampa, Clearwater, Dunedin, Safety Harbor, Palm Harbor, and St. Petersburg. Enjoy convenient access to award-winning Gulf beaches, Tampa International Airport, shopping, restaurants, parks, medical facilities, entertainment, and major commuter routes, making it easy to experience everything the Tampa Bay area has to offer. Combining an outstanding location, gated community living, and low-maintenance ownership, this East Lake Woodlands residence presents an exceptional opportunity to enjoy the Florida lifestyle in one of Pinellas County's most desirable communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

879

Sqft

0 ac

Lot size

1984

Year built

One

Levels

$214

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorBalcony · Irrigation System

Community & fees

Taxes (2025)$3,166/yr
PetsSize Limit, Yes
CommunityCommunity Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,614 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,107
FHA mortgage insurance (est.)$83
Property tax — 2025 actual bill$264
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,580Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,580
Interest rate6.00%
Loan term

Estimated payment

$1,614/mo

Principal & interest$1,107
FHA mortgage insurance (est.)$83
Property taxes (actual bill)$264
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $188K
$145KedgeAI estimate $168,672 · range $151K$195K$203K

vs edgeAI estimate

+11.5%

$/sqft vs Oldsmar actives

$214 vs $228

Days on market

114 vs 43 typical

Where $214/sqft sits among the 155 Oldsmar actives

31
28
28 · this home
26
22
20
$141–174$174–208$208–241$241–275$275–308$308+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Lake Woodlands

Map of 204 WINDWARD PLACE UNIT 36 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

East Lake Woodlands — neighborhood snapshot

Population

7,647

Median age

53

Median income

$107,049

Median home value

$399,307

Avg household

2

Households w/ children

583

For the school run

Pinellas County School District

ElementaryForest Lakes Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

93 of 155

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

CurrentPrice reduced to $188,000 $7K
Apr 1, 2026Listed at $195,000 · 114 days on market since
1984Built · MEADOWS CONDO AT EAST LAKE WOODLANDS

Reality check

What actually sold near 204 WINDWARD PLACE UNIT 36

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

103 MEADOW LANE UNIT 103Sold · Mar ’26

$125,000

103 MEADOW LANE UNIT 103 · same community

2 bd · 2 ba · 879 sqft · $142/sqft · 21 DOM

54 SUGAR BEAR DRIVE UNIT 20Sold · Nov ’25

$132,000

54 SUGAR BEAR DRIVE UNIT 20

2 bd · 2 ba · 864 sqft · $153/sqft · 88 DOM

33 NEW FAWN COURT UNIT 23Sold · Oct ’25

$125,000

33 NEW FAWN COURT UNIT 23

2 bd · 2 ba · 864 sqft · $145/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 204 WINDWARD PLACE UNIT 36 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 204 WINDWARD PLACE UNIT 36 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

204 WINDWARD PLACE UNIT 36 FAQs

What would the monthly payment be for 204 WINDWARD PLACE UNIT 36?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 204 WINDWARD PLACE UNIT 36?+

The most recent tax bill on record (2025) was $3,166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 204 WINDWARD PLACE UNIT 36?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $188,000, this home is listed about 45% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 204 WINDWARD PLACE UNIT 36?+

Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OLDSMAR 34677 market on paper

$188,000 is 27% below the OLDSMAR 34677 median of $257,450, and at $214/sqft it sits under the Oldsmar average of $246.

02Time on market is leverage

114 days on market against a Oldsmar median of 43 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $195,000, now $188,000 — a $7K cut. The full history is in the market section below.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Robert Dinan. MLS #A4686982.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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