5539 107TH TERRACE E, PARRISH, FL, 34219
Active136 days on marketListed Mar 5, 2026MLS #A4684936
About this home
5539 107TH TERRACE E
**$5,000 towards buyers closing costs with accepted offer** Welcome to Harrison Ranch, one of Parrish’s most sought-after communities known for its resort-style amenities and welcoming neighborhood feel. This well-maintained 3-bedroom, 2-bath home with a versatile den offers a spacious open floor plan, peaceful pond views, and comfortable everyday living. Step inside to a bright and airy layout designed for both relaxing and entertaining. The expansive kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, stainless appliances, a center island, and a breakfast bar that opens seamlessly to the dining and living areas. Large sliding glass doors fill the home with natural light and lead to the screened lanai, where you can unwind while enjoying tranquil water views. The thoughtfully designed split floor plan offers added privacy, with a generously sized primary suite featuring a large walk-in closet and an ensuite bath with dual vanities and a walk-in shower. Two additional bedrooms provide comfortable accommodations for family or guests, while the den offers flexible space ideal for a home office, media room, or playroom. Additional highlights include tile flooring throughout the main living areas, a spacious laundry room, and a two-car garage. Residents of Harrison Ranch enjoy an active lifestyle with access to a junior Olympic swimming pool, fitness center, clubhouse, tennis and pickleball courts, playground, and more than five miles of scenic walking and biking trails. Conveniently located near shopping, dining, and major roadways, this home offers the perfect balance of comfort, convenience, and community living. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,144
Sqft
0.17 ac
Lot size
2
Garage
2012
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,912 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,912/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.8%
$/sqft vs Parrish actives
$173 vs $206
Days on market
136 vs 42 typical
Where $173/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harrison Ranch
Drive times from this address
Get to know Parrish. See the full Parrish guide →
Harrison Ranch — neighborhood snapshot
Population
3,649
Median age
41
Median income
$107,660
Median home value
$362,585
Avg household
3
Households w/ children
428
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
205 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 5539 107TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$390,000
5716 110TH AVENUE E · same community
3 bd · 2 ba · 2,144 sqft · $182/sqft · 123 DOM
Sold · Apr ’26$385,000
11231 58TH STREET CIRCLE E · same community
3 bd · 2 ba · 2,144 sqft · $180/sqft · 142 DOM
Sold · Mar ’26$392,500
5531 107TH TERRACE E · same community
3 bd · 2 ba · 1,992 sqft · $197/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5539 107TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5539 107TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5539 107TH TERRACE E FAQs
What would the monthly payment be for 5539 107TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,912/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5539 107TH TERRACE E?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5539 107TH TERRACE E?+
The most recent tax bill on record (2025) was $4,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5539 107TH TERRACE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $370,000, this home is listed about 12% below the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 5539 107TH TERRACE E?+
Parrish Community High School (high), Buffalo Creek Middle School (middle), Barbara A Harvey Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PARRISH 34219 market on paper
$370,000 is 11% below the PARRISH 34219 median of $415,030, and at $173/sqft it sits under the Parrish average of $220.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
136 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Parrish Community High School, Buffalo Creek Middle School, Barbara A Harvey Elementary School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $375,000, now $370,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Toni Zarghami. MLS #A4684936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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