Kat Bonelli
$599,0002 bd2 ba912 sqft$657 /sqft$5,035 /mo all-in ↓

4720 GULF OF MEXICO DRIVE UNIT Villa 2, LONGBOAT KEY, FL, 34228

Active178 days on marketListed Feb 22, 2026MLS #A4679458

Priced 4% below the LONGBOAT KEY 34228 medianVillaWINDWARD BAY AMD

About this home

4720 GULF OF MEXICO DRIVE UNIT Villa 2

Welcome to coastal luxury living in Windward Bay, one of Longboat Key's most sought-after waterfront communities. Perfectly positioned between the sparkling waters of Sarasota Bay and the pristine Gulf beaches, this completely renovated 2-bedroom, 2-bath villa offers an exceptional blend of modern elegance, resort-style amenities, and the coveted island lifestyle buyers dream about. Fully reimagined and rebuilt from the studs, this stunning residence showcases high-end craftsmanship and designer finishes throughout. Every detail has been thoughtfully upgraded, including brand-new electrical systems, plumbing, drywall, insulation, kitchen, bathrooms, fixtures, and finishes—providing the peace of mind and comfort of essentially new construction within an established waterfront community. The bright, open-concept floor plan is flooded with natural light and designed for effortless indoor-outdoor living. The beautifully appointed chef's kitchen flows seamlessly into the living and dining areas, creating an inviting space ideal for entertaining, seasonal gatherings, or everyday enjoyment. A dedicated 220-volt outlet offers convenient electric vehicle charging, adding modern functionality and future-ready convenience. One of the villa's most desirable features is its easy ground-level access with no stairs, making everyday living simple and accessible. Pet lovers will appreciate Windward Bay's generous pet-friendly policy allowing up to two pets, a rare and highly desirable amenity on Longboat Key. Step outside to your private patio retreat surrounded by lush tropical landscaping and mature greenery. Enjoy peaceful mornings with coffee, spectacular sunset skies, and relaxing evenings gathered around the fire pit just moments from beach access. The Gulf of Mexico is only steps away, offering endless opportunities for shelling, beach walks, swimming, paddleboarding, and breathtaking sunsets. Residents of Windward Bay enjoy an unmatched collection of resort-style amenities set across nearly 27 acres of beautifully maintained waterfront property, including: Three beach access points to the powdery sand beaches of Longboat Key. Nearly one-half mile of scenic waterfront walking paths and nature trails. Two heated swimming pools. Six tennis and pickleball courts. Fitness center, sauna, clubhouse, library, and social gathering spaces. Two private marinas with boat slips and jet ski slips (for rent and subject to availability). Private fishing pier with panoramic bay views. Kayak storage and launch areas. Outdoor grilling stations, fire pits, and waterfront gathering areas. Lush park-like grounds with mature tropical landscaping. Whether you're searching for a primary residence, seasonal retreat, second home, snowbird escape, waterfront villa, beach getaway, or investment opportunity, this move-in-ready residence offers an unparalleled combination of location, lifestyle, and value. Ideally located minutes to St. Armands Circle, Sarasota's vibrant arts and dining scene, championship golf courses, boating destinations, waterfront restaurants, and world-renowned Gulf Coast beaches, this exceptional property delivers the very best of Longboat Key living. Experience the ultimate in island living where luxury, comfort, boating, beach access, and resort-style amenities come together in one extraordinary coastal retreat.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

912

Sqft

26 ac

Lot size

1974

Year built

One

Levels

$657

Per sqft

Garden viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Tile
ConstructionStucco · Wood Frame
FoundationSlab
ViewGarden
FacesNorth
ParkingAssigned · Covered · Ground Level · Guest
ExteriorSliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$1,305/mo
Taxes (2025)$1,356/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,035 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$113
HOA fee — from the listing$1,305
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$5,035/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$113
HOA / condo fee$1,305
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$135KedgeAI estimate $164,166 · range $141K$184K$623K

vs edgeAI estimate

+264.9%

$/sqft vs Longboat Key actives

$657 vs $693

Days on market

178 vs 94 typical

Where $657/sqft sits among the 241 Longboat Key actives

108
60 · this home
35
13
8
17
$369–652$652–936$936–1220$1220–1503$1503–1787$1787+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 4720 GULF OF MEXICO DRIVE UNIT Villa 2

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

103 of 241

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Feb 22, 2026Listed at $599,000 · 178 days on market since
1974Built · WINDWARD BAY AMD

Reality check

What actually sold near 4720 GULF OF MEXICO DRIVE UNIT Villa 2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4840 GULF OF MEXICO DRIVE UNIT Villa 15Sold · May ’26

$399,999

4840 GULF OF MEXICO DRIVE UNIT Villa 15 · same community

2 bd · 2 ba · 1,084 sqft · $369/sqft · 304 DOM

4960 GULF OF MEXICO DRIVE UNIT 204Sold · Mar ’26

$585,000

4960 GULF OF MEXICO DRIVE UNIT 204 · same community

2 bd · 2 ba · 1,096 sqft · $534/sqft · 46 DOM

4900 GULF OF MEXICO DRIVE UNIT 204Sold · Dec ’25

$700,000

4900 GULF OF MEXICO DRIVE UNIT 204 · same community

2 bd · 2 ba · 1,312 sqft · $534/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4720 GULF OF MEXICO DRIVE UNIT Villa 2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4720 GULF OF MEXICO DRIVE UNIT Villa 2 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

4720 GULF OF MEXICO DRIVE UNIT Villa 2 FAQs

What would the monthly payment be for 4720 GULF OF MEXICO DRIVE UNIT Villa 2?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,035/mo — principal and interest, the actual property-tax bill, the $1,305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4720 GULF OF MEXICO DRIVE UNIT Villa 2?+

The association fee works out to $1,305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4720 GULF OF MEXICO DRIVE UNIT Villa 2?+

The most recent tax bill on record (2025) was $1,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4720 GULF OF MEXICO DRIVE UNIT Villa 2?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $599,000, this home is listed about 37% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4720 GULF OF MEXICO DRIVE UNIT Villa 2?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LONGBOAT KEY 34228 market on paper

$599,000 is 4% below the LONGBOAT KEY 34228 median of $625,000, and at $657/sqft it sits under the Longboat Key average of $853.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,305/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Sharon Austin. MLS #A4679458.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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