Kat Bonelli
$494,900$540,0004 bd2.5 ba2,119 sqft$234 /sqft$3,882 /mo all-in ↓

6889 74TH STREET CIRCLE E, BRADENTON, FL, 34203

Active361 days on marketListed Jul 25, 2025MLS #A4659681

Reduced $45KPrivate poolSingle Family ResidenceRIVER PLACE

About this home

6889 74TH STREET CIRCLE E

REDUCED PRICE!!! House is vacant. Gorgeous residence located in the great community River Place, this community offers a club house and a pool that all residence can use. This luxury home has 2 story, 4 bedrooms, 2.5 bath, 2 car garage with enormous pool and spa, pavered driveway, barrel title roof, chery cabinets. The layout is just perfect with the master bedroom and bathroom in the first floor and being separate from the other bedrooms, giving the master suite more privacy. This perfect gem is an immaculate residence near by the beautiful golf course at Tara. Great district schools.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,119

Sqft

0.18 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$234

Per sqft

Private poolPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofConcrete · Shingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$138/mo
Taxes (2025)$5,418/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Water Access · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,882 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,913
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$452
HOA fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,322Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,322
Interest rate6.00%
Loan term

Estimated payment

$3,882/mo

Principal & interest$2,913
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$452
HOA / condo fee$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$475KedgeAI estimate $574,586 · range $573K$577K$600K

vs edgeAI estimate

−13.9%

$/sqft vs Bradenton actives

$234 vs $239

Days on market

361 vs 53 typical

Where $234/sqft sits among the 400 Bradenton actives

109
97 · this home
88
42
27
37
$123–183$183–242$242–302$302–361$361–421$421+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Place

Map of 6889 74TH STREET CIRCLE E inside its neighborhood boundary

Get to know Bradenton. See the full Bradenton guide →

River Place — neighborhood snapshot

Population

1,263

Median age

50

Median income

$141,636

Median home value

$487,700

Avg household

2

Households w/ children

162

For the school run

Manatee County School District

ElementaryTara Elementary School★★★★
MiddleBraden River Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $494,900 $45K
Jul 25, 2025Listed at $540,000 · 361 days on market since
2004Built · RIVER PLACE

Reality check

What actually sold near 6889 74TH STREET CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

432 NE Leaping Frog Way, Port St. Lucie FL 34983Sold · Sep ’25

$375,000

432 NE Leaping Frog Way, Port St. Lucie FL 34983 · same community

2 bd · 2 ba · 2,112 sqft · $178/sqft · 44 DOM

6920 74TH STREET CIRCLE ESold · Jul ’25

$540,000

6920 74TH STREET CIRCLE E · same community

3 bd · 2.5 ba · 2,105 sqft · $257/sqft · 142 DOM

6845 74TH STREET CIRCLE ESold · Sep ’25

$495,000

6845 74TH STREET CIRCLE E · same community

3 bd · 2 ba · 2,162 sqft · $229/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6889 74TH STREET CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6889 74TH STREET CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

6889 74TH STREET CIRCLE E FAQs

What would the monthly payment be for 6889 74TH STREET CIRCLE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,882/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6889 74TH STREET CIRCLE E?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6889 74TH STREET CIRCLE E?+

The most recent tax bill on record (2025) was $5,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6889 74TH STREET CIRCLE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $494,900, this home is listed about 25% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 6889 74TH STREET CIRCLE E?+

Tara Elementary School (elementary), Braden River Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$494,900 runs 107% above the BRADENTON 34203 median — but at 2,119 sqft it's also 34% larger than the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

361 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tara Elementary School, Braden River Middle School, Braden River High School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $540,000, now $494,900 — a $45K cut. The full history is in the market section below.

Listing courtesy of SRQ INTERNATIONAL REALTY LLC · Jessica Espinoza Luna. MLS #A4659681.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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