Kat Bonelli
$660,0003 bd3 ba2,055 sqft$321 /sqft$4,859 /mo all-in ↓

385 N POINT ROAD UNIT 402, OSPREY, FL, 34229

Active541 days on marketListed Jan 25, 2025MLS #A4635708

CondominiumMERIDIAN AT THE OAKS PRESERVE

About this home

385 N POINT ROAD UNIT 402

**BEAUTIFULLY UPDATED CONDO with MARVELOUS VIEW** features 3-BEDS and 3-FULL BATH, Open Floorplan and is located behind the Secure Gates of the highly sought after Oaks-Preserve, Country Club neighborhood. As you emerge from your private elevator lobby, you will be enthralled by the Impressively Renovated interior which boasts Engineered Hardwood and designer Wood Plank Tile flooring, Plantation Shutters, a well-equipped Kitchen with granite counter seating area, white cabinetry and Stainless-Steel appliances including Bosch etc. The Owner’s Bedroom Suite features a Walk-in Closet, Dual Vanities, Soaking Tub and Stunning, Custom Tiled Shower. The Spacious, Screened Balcony features lovely new tile flooring and automated Hurricane Shutters, offering a PRIVATE and serene setting where you can view wonderful wildlife and Gorgeous Sunsets! This residence offers a single, covered parking space and a climate-controlled storage unit. Meridian Condo residents enjoy private amenities including Heated Pool & Spa, Fitness and Outdoor Grill in addition to The Oaks Club’s main campus of amenities. THE OAKS is a distinguished, 24hr Guarded, Country Club Community which boasts many accolades including: Platinum Club of America, Emerald Club of the World, Elite Distinguished Club of the World and One of America’s Healthiest Clubs - where amenities include Three Restaurants, Ballroom, Two 18-hole championship GOLF courses, award-winning RACQUETS program with 12 Har-Tru Hydro-Grid TENNIS courts, 4 PICKLEBALL Courts, wonderful CROQUET facility, state-of-the-art FITNESS center and junior Olympic, heated community SWIMMING POOL, Bocce, Basketball Court, Playground and more! The Oaks is just minutes from nationally ranked Pine View School, the Legacy Bike Trail, area Beaches and all that Gulf Coast living has to offer. Membership is required and there is NO WAITLIST for GOLF or SOCIAL Membership.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,055

Sqft

0 ac

Lot size

1

Garage

2000

Year built

One

Levels

$321

Per sqft

Park/Greenbelt & Water viewPets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofConcrete · Membrane · Other · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPark/Greenbelt · Water
FacesEast
ParkingCovered · Garage Door Opener · Under Building
ExteriorBalcony · Hurricane Shutters · Lighting · Sliding Doors

Community & fees

HOA fee$400/mo
Taxes (2024)$5,877/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,859 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,561
PMI (est., until 20% equity)$248
Property tax — 2024 actual bill$490
Condo fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,000
Interest rate6.00%
Loan term

Estimated payment

$4,859/mo

Principal & interest$3,561
PMI (est., until 20% equity)$248
Property taxes (actual bill)$490
HOA / condo fee$400
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $660K
$594KedgeAI estimate $645,659 · range $619K$656K$686K

vs edgeAI estimate

+2.2%

$/sqft vs MERIDIAN AT THE OAKS PRESERVE

$321 vs $291

Days on market

541 vs 57 typical

Where $321/sqft sits among the 13 homes for sale in MERIDIAN AT THE OAKS PRESERVE

5
4 · this home
1
1
1
1
$183–262$262–342$342–421$421–500$500–579$579+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osprey

Map of 385 N POINT ROAD UNIT 402

Drive times from this address

Downtown Tampa75 min

Get to know Osprey. See the full Osprey guide →

OSPREY 34229 — neighborhood snapshot

Population

7,237

Median age

65.5

Median income

$93,949

Median home value

$635,800

Avg household

2.06

Households w/ children

383

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

4 of 13

MERIDIAN AT THE OAKS PRESERVE have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jan 25, 2025Listed at $660,000 · 541 days on market since
2000Built · MERIDIAN AT THE OAKS PRESERVE

Reality check

What actually sold near 385 N POINT ROAD UNIT 402

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

409 N POINT ROAD UNIT 603Sold · Mar ’26

$560,000

409 N POINT ROAD UNIT 603 · same community

3 bd · 3 ba · 2,203 sqft · $254/sqft · 728 DOM

401 N POINT ROAD UNIT 901Sold · Jan ’26

$1,330,000

401 N POINT ROAD UNIT 901 · same community

3 bd · 3 ba · 2,594 sqft · $513/sqft · 760 DOM

409 N POINT ROAD UNIT 501Sold · Jan ’26

$675,000

409 N POINT ROAD UNIT 501 · same community

3 bd · 3 ba · 2,594 sqft · $260/sqft · 576 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 385 N POINT ROAD UNIT 402 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 385 N POINT ROAD UNIT 402 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

385 N POINT ROAD UNIT 402 FAQs

What would the monthly payment be for 385 N POINT ROAD UNIT 402?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,859/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 385 N POINT ROAD UNIT 402?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 385 N POINT ROAD UNIT 402?+

The most recent tax bill on record (2024) was $5,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 385 N POINT ROAD UNIT 402?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $660,000, this home is listed about 5% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 385 N POINT ROAD UNIT 402?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$660,000 runs 26% above the OSPREY 34229 median.

02Park/Greenbelt & Water views

The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

541 days on market against a Osprey median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GENEROUS PROPERTY · Mark Lyda. MLS #A4635708.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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