278 190th St, Sunny Isles Beach FL 33160, SUNNY ISLES BEACH, FL, 33160
Active77 days on marketListed Jun 3, 2026MLS #A12030788
About this home
278 190th St, Sunny Isles Beach FL 33160
Brand new, move-in ready, 5 bedroom, 6 full baths with private pool in Golden Shores, Sunny Isles Beach. Built in 2023, this stunning modern residence is ready to be rented and fully furnished with bespoke Italian designer furniture throughout. Just minutes to the beach, and perfectly positioned for the best of South Florida living. Aventura Mall is 5 minutes away, Bal Harbour Shops is just down Collins Avenue, and the area is surrounded by world-class dining including Haulover Beach Park, Newport Fishing Pier, and some of Miami's top restaurants. Easy access to major highways connecting you to all of Miami and Fort Lauderdale. Designer interiors flow seamlessly across every level, featuring soaring ceilings, floor-to-ceiling windows, and curated finishes that define luxury South Florida living. The open-concept living and dining areas are bathed in natural light, perfectly complementing the custom Italian furnishings. Private rooftop terrace sits at the crown of the home an entertainer's dream with sweeping ocean and city views, ideal for hosting intimate gatherings or sunset celebrations. Private elevator services all floors for effortless living. Resort-style pool anchors the outdoor space, surrounded by a sleek travertine deck and lush tropical landscaping your own private oasis steps from the sand. 5 bedrooms, 6 bathrooms, 5,036 sf of meticulously designed living space. 2-car garage, ocean views, water views, and spa included.
Facts & features
The home at a glance
5
Bedrooms
6
Bathrooms
5,036
Sqft
2
Garage
2023
Year built
$8
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sunny Isles Beach actives
$8 vs $587
Days on market
77 vs 95 typical
Where $8/sqft sits among the 400 Sunny Isles Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golden Shores
Get to know Sunny Isles Beach. See the full Sunny Isles Beach guide →
Golden Shores — neighborhood snapshot
Population
445
Median age
47
Median home value
$621,000
Avg household
2
Households w/ children
44%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sunny Isles Beach market
$425K → $925K
Sunny Isles Beach median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
20 of 400
Sunny Isles Beach actives have cut their price
Median sold price, Sunny Isles Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% below the SUNNY ISLES BEACH 33160 median. See the full Sunny Isles Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 278 190th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$3,900,000
250 190th St, Sunny Isles Beach FL 33160 · same community
5 bd · 5.5 ba · 4,378 sqft · $891/sqft · 366 DOM
Sold · Jan ’26$1,700,000
200 188th St, Sunny Isles Beach FL 33160 · same community
4 bd · 2 ba · 2,099 sqft · $810/sqft · 446 DOM
Sold · Jun ’26$1,430,000
272 191st Ter, Sunny Isles Beach FL 33160 · same community
3 bd · 2 ba · 1,748 sqft · $818/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 278 190th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 278 190th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
278 190th St FAQs
What would the monthly payment be for 278 190th St, Sunny Isles Beach FL 33160?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $443/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Sunny Isles Beach?+
At $39,000, this home is listed about 95% below the Sunny Isles Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 278 190th St, Sunny Isles Beach FL 33160?+
Norman S. Edelcup/Sunny Isles Beach K-8 (elementary), Highland Oaks Middle School (middle), Alonzo & Tracy Mourning Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUNNY ISLES BEACH 33160 market on paper
$39,000 is 85% below the SUNNY ISLES BEACH 33160 median of $268,000, and at $8/sqft it sits under the Sunny Isles Beach average of $817.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Norman S. Edelcup/Sunny Isles Beach K-8, Highland Oaks Middle School, Alonzo & Tracy Mourning Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Norman S. Edelcup/Sunny Isles Beach K-8 rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Realty · Jessica Novak. MLS #A12030788.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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