20108 Castle Stuart Ave, Boca Raton FL 33434, BOCA RATON, FL, 33434
Active70 days on marketListed May 30, 2026MLS #A12027967
About this home
20108 Castle Stuart Ave, Boca Raton FL 33434
Fully renovated Sumatra Grand model in the highly desirable Lotus Palm community, ideally situated on a quiet dead-end street. This spacious lakefront residence offers modern finishes throughout, an open and inviting floor plan, and beautiful water views. The home features a private pool, covered outdoor living area, full summer kitchen, gazebo, and a movie theater, creating the perfect setting for entertaining or relaxing at home. Located in an A-rated school district and close to restaurants, shopping, parks, and major roadways, this property combines luxury living with everyday convenience. Move-in ready and thoughtfully updated, this lakefront pool home is a must-see.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,163
Sqft
3
Garage
2023
Year built
$600
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$21,359 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,359/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Raton actives
$600 vs $326
Days on market
70 vs 56 typical
Where $600/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lotus Palm
Get to know Boca Raton. See the full Boca Raton guide →
Lotus Palm — neighborhood snapshot
Population
705
Median age
48
Median income
$75,439
Median home value
$367,000
Avg household
2
Households w/ children
62%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2721% above the BOCA RATON 33434 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 20108 Castle Stuart Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$5,200,000
3925 NW 52 Street, Boca Raton FL 33496
5 bd · 5.5 ba · 5,220 sqft · $996/sqft · 0 DOM
Sold · Jun ’26$2,850,000
7955 Mandarin Drive, Boca Raton FL 33433
5 bd · 6 ba · 5,249 sqft · $543/sqft · 93 DOM
Sold · Oct ’25$2,237,232
Nearby listing
5 bd · 6.5 ba · 4,953 sqft · $452/sqft
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20108 Castle Stuart Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20108 Castle Stuart Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
20108 Castle Stuart Ave FAQs
What would the monthly payment be for 20108 Castle Stuart Ave, Boca Raton FL 33434?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,359/mo — principal and interest, the actual property-tax bill, the $750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20108 Castle Stuart Ave, Boca Raton FL 33434?+
The association fee works out to $750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20108 Castle Stuart Ave, Boca Raton FL 33434?+
The most recent tax bill on record (2025) was $30,713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Boca Raton?+
At $3,100,000, this home is listed about 464% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20108 Castle Stuart Ave, Boca Raton FL 33434?+
Olympic Heights Community High (high), Sunrise Park Elementary School (elementary), Eagles Landing Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,100,000 runs 2721% above the BOCA RATON 33434 median — but at 5,163 sqft it's also nearly 3 times the size of the typical Boca Raton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Olympic Heights Community High, Sunrise Park Elementary School, Eagles Landing Middle School, Glades Construction Academy At West Technical — Sunrise Park Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LoKation · Mikhail Andreyev. MLS #A12027967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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