, PALM BAY, FL, 32907
Active125 days on marketListed Mar 16, 2026MLS #A11983564
About this home
This 4Br/3Ba newly built Single Family Home has added features ABOVE and BEYOND in comparison to the average home! It features an open floor plan, split bedrooms and large porcelain tile floor throughout. The kitchen has an abundance of cabinetry (40''uppers) with a large pantry. LED lighting, modern European interior doors, and ceiling fans inside and out. The luxurious bathrooms feature floor-to-ceiling tiled showers, double sink vanities with quartz countertops.The master bedroom has a walk-in closet with mirrors and lighting. This home is hurricane ready with large impact windows and sliding glass doors. It also has an oversized garage with automatic garage door opener. Covered back porch, decorative grass around the driveway and durable HD shingles. Close to the Beach. MOVE IN READY! In listing there are Virtually staged Photos!New PVC Fence.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,734
Sqft
2
Garage
2025
Year built
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,407 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,407/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$178 vs $210
Days on market
125 vs 31 typical
Where $178/sqft sits among the 356 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
97 of 356
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$247,000
557 AUDUBON AVENUE NE · same community
3 bd · 2 ba · 1,076 sqft · $230/sqft · 249 DOM
Sold · May ’26$247,000
557 Audubon Avenue NE, Palm Bay FL 32907 · same community
3 bd · 2 ba · 1,076 sqft · $230/sqft · 263 DOM
Sold · Jul ’26$380,000
401 FILBERT AVENUE NE
4 bd · 2.5 ba · 2,560 sqft · $148/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,407/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2026) was $1,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $488,000, this home is listed about 39% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$488,000 runs 48% above the PALM BAY 32907 median — but at 2,734 sqft it's also 49% larger than the typical Palm Bay listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
125 days on market against a Palm Bay median of 31 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $495,000, now $488,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of United Realty Group Inc · Nasko Ivanov. MLS #A11983564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Palm Bay homes, in your inbox
Like but not quite? A daily digest of every new listing in Palm Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →